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If I capitalize my unemployment benefit, what additional aid and subsidies will I be able to access?

If you are paid the entire benefit pending receipt in a single payment, you will be able to obtain a subsidy for Social Security contributions.

The State Public Employment Service (SEPE) or the regional one, will pay 50 % of the fee to the corresponding Social Security regime as a self-employed person, calculated on the minimum contribution base, or 100 % of the person's contribution. worker in contributions to the corresponding Social Security regime.

In both cases, you will pay it during the time that the unemployment benefit would have lasted if you had not received the single payment.

In addition to the single payment of unemployment benefit and the payment of Social Security contributions, if you want to become self-employed, you will also be able to count on the following aid:

  1. Technical assistance.
  2. Financial subsidy.
  3. Subsistence Income Subsidy.

If you want to become self-employed and have the status of a person with a disability, you can benefit from:

  1. Partial interest subsidy.
  2. Subsidy for investment in fixed capital.

You must manage this aid before the Provincial Directorate of SEPE, if you reside in the autonomous cities of Ceuta and Melilla. In the case of the Autonomous Communities you must contact the regional public employment service.

If you request the single payment of the benefit to establish a labor cooperative or a labor company or join them as a member, the aid that you can obtain must be requested by the companies themselves, which will be the beneficiaries of the same, within aid and subsidy programs to promote the social economy.

The following actions may be subject to subsidy:

  • Incorporation of unemployed people as working members or work members.
  • Loan interest subsidies.
  • Technical assistance aids.
  • Subsidy for investments in fixed assets.
  • Subsidy for teaching cooperatives.
  • Subsidy for training, dissemination and promotion activities.
  • Aid to associative entities of Cooperatives and Labor Societies.

For information and management of this aid, you must contact the competent regional body, except in the cities of Ceuta and Melilla, where you must submit applications to the General Directorate for the Promotion of the Social Economy and the European Social Fund.

More information in: Capitalize your benefit.